Your Path to Premium Living Made Easier
Owning your dream apartment with John Keells Properties, the leading property developer in Sri Lanka, is now simpler and more affordable than ever.
In partnership with Union Bank, John Keells Properties offers access to Home Loan+, a comprehensive home financing solution designed to make property ownership easier, more flexible, and rewarding for aspiring homeowners and investors alike.
Whether you’re exploring apartments for sale in Colombo, investing in real estate in Sri Lanka, or planning your next move-up home, Home Loan+ helps you achieve your goals with confidence.
Why Choose Home Loan+?
Home Loan+ brings together Union Bank’s financial expertise and John Keells Properties’ reputation as the most trusted real estate developer in Sri Lanka, delivering a value-packed home financing experience that simplifies your journey toward ownership.
Key Benefits for John Keells Properties Buyers
- 100% Financing: Union Bank offers full financing for both ongoing and completed John Keells Properties projects.
- Tailored Repayment Structures: Flexible options designed to align with your lifestyle, income, and long-term plans.
- Pre-approved Credit Card: Receive a credit card worth up to 10% of your loan amount (up to LKR 1.5 million) with every approved facility.
- Post-handover Top-Up Facility: Need extra funds for stamp duty, furniture, or air conditioning? Access a convenient top-up facility with no additional documentation.
- Faster Approvals: Enjoy a smoother process with pre-approved project frameworks and a dedicated product desk for John Keells Properties customers.
- Co-branded Assurance: A partnership built on trust, efficiency, and reliability — supporting your homeownership journey every step of the way.
Flexible Repayment Options to Match Your Lifestyle
Home Loan+ is designed with flexibility in mind, giving you multiple repayment structures that adapt to your income flow, goals, and investment horizon.
- Step-Up EMI
Perfect for salaried professionals. Start with lower monthly payments that grow with your income over time. Ideal for young executives and skilled professionals such as doctors, engineers, IT professionals, pilots, seafarers, and Sri Lankans employed abroad, this plan makes home ownership possible sooner without financial strain.
2. Bullet Repayment
A convenient choice for entrepreneurs and consultants. Pay only interest each month and repay the principal annually in a lump sum, with no part-settlement tariffs on annual capital payments. This structure suits those with variable income or periodic cash flows.
3. Residual Capital Model
Tailored for property investors seeking to capitalize on Sri Lanka’s real estate growth. Defer a portion of your principal as a bullet payment at maturity, while paying EMIs only on the remaining amount, reducing monthly outflows while preserving liquidity.
4. Standard EMI
For those who prefer predictability, the standard fixed EMI model remains available, offering stability and peace of mind throughout the loan term.
Choose the Property That Matches Your Lifestyle
From luxury living at The Residences at Cinnamon Life, to urban convenience at TRI-ZEN, and community comfort at Viman, John Keells Properties offers a diverse portfolio of apartments for sale in Colombo that cater to every lifestyle.
Through Union Bank’s Home Loan+, investing in real estate Sri Lanka becomes easier, faster, and more accessible. Supported by two trusted industry leaders dedicated to helping you achieve your home ownership dreams.
As the most trusted real estate developer in Sri Lanka, John Keells Properties continues to redefine modern living through thoughtful design, quality, and reliability, now complemented by smarter, more flexible financing options.
Make Your Move Today
Your dream home is closer than you think. Experience the ease of 100% financing, flexible repayment, and exclusive benefits with Union Bank’s Home Loan+, available for John Keells Properties buyers.
To learn more or apply for Home Loan+, visit your nearest Union Bank branch or contact a John Keells Properties sales representative today.
